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October 15, 2014“Risky” mortgages – mortgages that are thought to be a higher risk to lenders due to the credit score or financial history of the applicant – are now becoming a little bit easier to obtain, thanks to smaller lenders and financial institutions offering mortgages to a wider range of applicants, taking into account their current Continue reading →
Author December 20, 2013Countrywide, bought by the Bank of America in 2008, has been found guilty of mortgage fraud by a New York jury in the first ever case against a bank of its type. The guilty verdict is the first time that a financial giant has been found guilty of fraud or wrongdoings tied to the recent Continue reading →
Author October 23, 2013Before any bank lends any money, especially when it comes to a mortgage, they’ll want to know a lot about your credit history and to determine whether or not you’ll be able to make the repayments. Learn more about the mortgage applications process and which criteria banks are likely to use to determine your eligibility with Continue reading →
Author August 12, 2013Refinancing your house is really the same as remortgaging your house – it’s basically the process of re-jigging your mortgage, or securing a different loan for it, in order to save you money on your mortgage repayments, to lower your interest rate or to enable you to pay your loan off in a shorter or Continue reading →
Author June 17, 2013The recent housing crash means that new mortgage applicants are finding it more difficult than ever before to secure a mortgage. Give yourself the best possible chance of approval and save money by following the tips below in part one of our guide for new mortgage applicants. Whether this is your first mortgage or your Continue reading →
Admin April 22, 2013Which is the better option for you, an adjustable rate mortgage or a fixed rate mortgage? This is often the most common dilemma that the first time home-buyers face while taking out a home mortgage loan. Buying a home is certainly an intimidating and daunting responsibility and if you don’t take watchful steps while taking Continue reading →
